FAQ

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TheFinancials

What does it mean to "qualify" for a loan?

All lenders have certain rules by which they determine whether a prospective borrower will be able to repay the loan. These rules are based on the repayment histories of millions of borrowers and the characteristics of those borrowers who defaulted on their loan payments. For example, statistics show that the lower the down payment, the more likely the borrower is to default on payment.

 

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